About this site
Ontario mortgage information built for decisions
The site organizes common mortgage situations into practical steps, calculations, and direct links to the responsible government or regulator.
What you can use here
Guides cover buying, pre-approval, down payments, renewals, refinancing, payment difficulty, private mortgages, penalties, and other Ontario mortgage questions. Calculators show their assumptions and are designed for comparisons, not approvals or quotes.
How information is selected
Core rules and consumer guidance are linked to sources such as the Financial Consumer Agency of Canada, Canada Mortgage and Housing Corporation, the Government of Ontario, the City of Toronto, and the Financial Services Regulatory Authority of Ontario. See the complete source directory.
How reviews work
Material rules and calculator assumptions are checked against the linked sources. Each guide and calculator displays its review date. The editorial policy explains corrections, limitations, and update practices.
What this site does not do
Ontario Mortgage Help does not provide mortgage approvals, rate quotes, legal advice, financial advice, or a substitute for reviewing the actual contract and transaction documents.